Frequently Asked Question

  • AUTO PROPERTY DAMAGE CLAIMS

    In many cases, property damage to the vehicles involved is significant, and in some cases, a car may even be totaled. When you are involved in a motor vehicle accident that is not your fault and your vehicle sustains damages, the at-fault driver’s insurance company owes several obligations to you. An experienced auto property damage professional at Liberty Property Damage can help you recover the compensation you rightfully deserve. Contact us today for a free consultation.

    WHAT KIND OF COMPENSATION CAN YOU EXPECT FOR YOUR AUTO PROPERTY DAMAGE CLAIM?

  • WHAT IF I HAVE A TOTAL LOSS?

    In some situations, it is not feasible to repair a vehicle that has been damaged in a crash. This is referred to as a “total loss.” Insurance companies differ in how they determine whether a vehicle is totaled. Many companies use a 75% rule when labeling a car as a total loss. This generally means that if the damages to your car are equal to or greater than 75 percent of its value, the car will be deemed totaled. In these situations, the at-fault party’s insurance company will be required to pay you the fair market value of your car plus sales tax, storage and towing fees, if applicable, and additional compensation for the loss of use of your vehicle from the date it became disabled up until the time the company pays you for your loss.

    In most cases, the insurance company will not use the Kelley Blue Book value to calculate the fair market value of your car. In fact, most insurance carriers today use a property damage assessment service that will perform market research to determine the value of your car. Unfortunately, these companies work exclusively for the insurance carriers, and, in our opinion, this means that you will need to verify their conclusions. You can easily go to autotrader.com to compare your vehicle with those listed on the site to confirm the value the insurance company should establish. This is a free service and is definitely worth your effort to keep the insurance company honest. If you have questions or concerns, we encourage you to email us so we can help you out.

  • GET PROFESSIONAL HELP FROM A AUTO PROPERTY DAMAGE SERVICE TODAY – SCHEDULE A FREE CONSULTATION

    If you have been involved in a crash where your vehicle has sustained substantial damages, you should discuss your situation with an experienced auto property damage professional. Liberty Property Damage, LLC., offers free consultation. When you schedule an appointment with our company, we will review your claim to determine all avenues that may be available to you. Contact us online today.